Monday, March 15, 2010

Elder Abuse and Insurance Fraud

Elder abuse comes in many forms and is often accomplished by individuals who ingratiate themselves with their victims. As in any business there are trustworthy professionals and there are those who scam the public. Many elderly have savings that they wish to safely invest for their future needs but they can be swayed by those they trust to give over their savings for investment purposes created by their "friendly" insurance agent. There is an article that was brought to my attention, written by Elizabeth Furnari, Deputy District Attorney - Insurance Fraud Division of the San Diego District Attorney's Office. She points out that being aware of the different types of insurance and annuity scams is the first step in protecting yourself. http://www.sdcda.org/files/conartists.pdf . Also the The California Department of Insurance (CDI) has created a "Senior Insurance Bill of Rights" which provides a list of precautions to take when purchasing any type of insurance policy and the regulations that protect those rights. http://www.insurance.ca.gov.
There is so much information being provided for the protection of the general public but so many times it is ignored or missed altogether. We at Elder Care Guides try to provide this forum as another way to share information and in doing so we can enlighten and hopefully protect someone from becoming a victim.

Thursday, March 11, 2010

Working with Registered Dietitians

Many people think of registered dietitians as individuals who work only in school or hospital settings. Did you know that a dietitian can help you improve your overall nutrition; maintain, gain or lose weight; or manage the symptoms of a chronic illness like irritable bowel syndrome or kidney disease? Since many older adults suffer from nutrition problems, including unhealthy weight gain or loss, dietitians are a valuable resource for our clients and their families.

A registered dietitian (RD) is an individual who has at minimum earned a bachelor's degree with coursework that has been approved by the American Dietetic Association (ADA). Specific areas of study include: food and nutrition sciences; sociology; biochemistry; and physiology. An RD student must also complete an approved practice program at a health care facility, community agency or food service company. To become a registered dietitian, one must also pass an examination and seek continuing education credits. According to the ADA, over 50% of Registered Dietitians hold advanced degrees. They may also earn specialized certification in areas such as pediatric nutrition or diabetic care.

What is the difference between a nutritionist and a registered dietitian? Different states have varying requirements regarding who can call themselves a "nutritionist," however, the "RD" credential is a legally protected title that can only be used by practitioners who are authorized by the Commission on Dietetic Registration of the American Dietetic Association.

I recently became aware of the benefits of working with registered dietitians through personal experience as well as with one of my clients. I worked with an RD to obtain and analyze lab results that revealed vitamin deficiencies; determine my Body Mass Index (a reliable indicator of body fat); and create a meal plan to help me reach my nutrition goals. I referred one of my clients to an RD to help address gastrointestinal symptoms including constipation, gas and upset stomach. The dietitian recommended specific foods, as well as nutritional supplements and digestive enzymes to help ease my client's symptoms. She has also provided ongoing education and support to my client and her care team.

To find a registered dietitian near you, and to read more about nutrition and disease prevention, you can go to the website of the American Dietetic Association.

Monday, March 1, 2010

Elder Abuse and Insurance

Elder abuse comes in many forms and is often accomplished by individuals who ingratiate themselves with their victims. As in any business there are trustworthy professionals and there are those who scam the public.

Many elderly have savings that they wish to safely invest for their future needs but they can be swayed by those they trust to give over their savings for investment purposes created by their "friendly" insurance agent.

There is an article that was brought to my attention, written by Elizabeth Furnari, Deputy District Attorney - Insurance Fraud Division of the San Diego District Attorney's Office. She points out that being aware of the different types of insurance and annuity scams is the first step in protecting yourself. http://www.sdcda.org/files/conartists.pdf. Also the The California Department of Insurance (CDI) has created a "Senior Insurance Bill of Rights" which provides a list of precautions to take when purchasing any type of insurance policy and the regulations that protect those rights. http://www.insurance.ca.gov/

There is so much information being provided for the protection of the general public but so many times it is ignored or missed altogether. We at Elder Care Guides try to provide this forum as another way to share information and in doing so we can enlighten and hopefully protect someone from becoming a victim.